Acute Wealth Management

We believe in having an ‘Exciting Life’ yet ‘Boring Money’ not the other way around.

At Acute Wealth Management, we are committed to your success.

We know that an exciting life needs a stable, lucrative investment strategy which gives you as few financial ‘surprises’ as possible. That’s why we use a pro-active investment methodology where diversified portfolios are tailored specifically to your income, capital and time frame requirements. You always have full control and transparency over your investments.

At Acute Wealth management, we believe you should never invest in anything you don’t understand. As such, our approach has a significant focus on education.

We'll help you understand;

How to Let Markets Work for You

The market is an efficient information processing machine. When you try to outwit the market, you’re effectively competing against the collective knowledge of all investors within it. By harnessing its’ power you can put this knowledge to work for you in your portfolio.

Smart diversification

A sure fire way to blow up money is under-diversification. Ensure that your portfolio covers a range of different asset classes to reduce concentration risk and mitigate the impact of inevitable market volatility.

Investing, not speculating

Over time only a small percentage of money managers outperform the market after fees and it’s difficult to identify them once let alone consistently. Focus on what you know and can control rather than speculating with a hope of positive outcomes.

Taking a Long Term Approach

You never know which market segments will outperform from year to year. A diversified, long-term approach will give you more certainty about your investment outcomes. By long term investing we mean 5 – 7+ years.

Managing your emotions

Many people struggle to separate their emotions from investing. Markets go up and down. Reacting to current market conditions may lead to making poor investment decisions at the worst time. Develop your strategy and stick to it – use your head, not your heart.

Looking beyond the headlines

Learn the difference between market chatter and what it really means. Don’t let the media be your adviser.

Got a few minutes?

Check out a video presentation on Wealth Management and Wealth Protection

Game of Money Video

Acute Wealth Management Investor Programs 

Simplify Investing – magnify life.

Take a look at our effective wealth programs, designed specifically to help you win the ‘Game of Money’.

Building Strong Financial Foundations 

The cornerstone to financial success is creating strong financial foundations, and building on them.

  • Do you have your debt under control?
  • What about super?
  • Do you have a Will and Powers of Attorney?
  • Is your home loan structured correctly?
  • Protect your assets and your family?
  • Do you have a coordinated team of experts working together on your financial affairs?

Pathway to Wealth

Smarter strategies to build wealth, save tax, protect assets and reduce debt

  • Would you like an extra $1M of assets and have your house paid off in the next 10 – 15 years?
  • We’ll show you smart ways to build wealth while saving on tax
  • Build a diversified investment portfolio
  • Pay off your mortgage sooner
  • Replace bad debt with good debt
  • Buy and Investment Property
  • Get more out of your super

Planning for retirement?

It’s never too early to start planning for the big day. In fact, the earlier, the better.

  • How much do you need for a comfortable, stress free retirement?
  • How much of your assets should be invested in the market?
  • Eliminating your debt
  • Transfer assets into Super
  • Consider a SMSF – Aim for a tax free retirement

Retire in Style

Have the retirement you always dreamed of.

  • Do you have enough, how long will your money last?
  • Have you eliminated all your debt
  • Holding adequate cash reserves
  • Diversified Investment Portfolio with a solid investment methodology
  • Holidays and Travel
  • Time with the Family
  • True Financial Independence - Having the choice to work …or not.

The Acute Wealth Management Approach

Fixed Fee for Service Advice

No commissions received from investment products or super providers.

Defined Goals

Wealth, Retirement, Lifestyle, Estate, Protection


Crystal clear plans to achieve these goals


Smart methods to build wealth, save tax, protect assets and reduce debt

Behavior Coaching

Making smart decisions, avoiding the big mistakes, not doing what everyone else is doing

Smart Investing with Care

Structure (low cost/tax efficient)

Methodology (CARE)

Asset Allocation


Timing & Selection



Why Acute is the firm of choice to manage your finances

Financial Planning

Acute Wealth Management gives you an unbiased insight into where you are now, where you want to be and how you’re going to get there, using industry leading tools and decades of research making money and investing simple for you.

  • Wealth Accumulation
  • Personal Insurances
  • Superannuation
  • Tax Minimisation
  • Debt Management
  • Estate Planning


Investment Advice

Investing with sound fundamentals is imperative. 

Acute has access to leading products and tools for all types of investors. Our robust investment fundamentals identify strategies that meet your investment goals, with a carefully diversified approach to keep your portfolio performing consistently.


Superannuation & Retirement Planning

We can help make your golden years truly memorable.

Reward yourself for a lifetime of work with a comfortable future. Superannuation is one of the most important components of wealth creation. Don’t be like most people and leave it until it’s too late. Take the time to understand how your super is invested and that the strategy is right for your stage are in life.

  • Superannuation
  • Passive income streams
  • Transition to Retirement
  • Tax Minimization
  • Estate Planning


Wealth Protection

Protect your assets, family and ability to achieve financial freedom.

There is no point only planning for when things go right. Unfortunately for many people, insurance is the most effective way to protect against the unexpected. We’ll explain the different types of insurance and how much you need as well as the most appropriate ownership structure for your circumstances.

  • Life Insurance
  • Children’s Life Insurance
  • Income protection
  • Trauma Insurance (Critical Illness)
  • Total Permanent Disability Insurance
  • Business Expenses


Debt Management

Our innovative methodologies will help pay off your home faster while building wealth for the future.

Understand the difference between ‘Good Debt’ and ‘Bad Debt’. Use debt for things that will appreciate in value. Understand the costs and ensure your debt strategy forms part of an overall financial plan.

  • Debt Reduction
  • Tax Deductible Debt
  • Smart Gearing


Estate Planning

Ensure that your loved ones and your legacy are protected with our affordable estate planning services.

Devising an effective succession plan will reduce the chance of arguments and possible challenges to your estate. Protect your estate from future relationship breakdowns. Reduce the administrative burden on your executors.

  • Personal Insurances
  • Superannuation Strategies
  • Asset Protection
  • Tax Minimisation
  • Business Succession


Business Succession

What would happen to your valuable business in the event of a key person becoming unable to work? Our business succession strategies will ensure you keep your livelihood safe.

Did you know only 25% of people in small – medium size business could maintain their lifestyle and their business for more than six months if they suffered a serious illness or disablement. We’ll help identify the risks in your business and develop effective strategies to mitigate these.

  • Ownership protection
  • Asset (Debt) Protection
  • Revenue Protection
  • Business Expenses Insurance
  • Income protection Insurance

Chris Bolger

Chris Bolger

Principal adviser & Co-Founder of Acute Wealth Management (BA, Bsc, Dip FP)

Chris has over 10 years’ experience in the Financial Services Industry spanning - Consumer Finance, Business Development, Insurances, Managed Investments and as a Private Client Adviser.

After Graduating from Melbourne University with a double degree, (majoring in Psychology), Chris spent the first 5 years of his career working in a multinational finance company.

Chris then moved to Western Australia to join a National Investment Management firm specialising in Tax Effective Investments.

During this time Chris worked with some of Australia’s leading Financial Advice Businesses educating both advisers and clients on tax effective investment strategies.

Chris oversees the day to day operations of the business, working closely with clients to build financial certainty, control and freedom in the lives of his clients.

Benefit today from Chris’s years of experience. Contact Acute Wealth Management on (08) 9474 2278 

Acute Wealth Management Pty Ltd is a Corporate Authorized Representative No 419080 of GPS Wealth Ltd | AFSL 254 544 | Australian Credit Licence 254 544 | ABN 17 005 482 726

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General Advice Warning

The information contained on this webpage has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this webpage, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs. You should consider the PDS for any product mentioned before making any decisions


Whilst Acute Wealth Management Pty Ltd and GPS Wealth Ltd is of the view the contents on this webpage is based on information which is believed to be reliable, its accuracy and completeness are not guaranteed and no warranty of accuracy or reliability is given or implied and no responsibility for any loss or damage arising in any way for any representation, act or omission is accepted by Acute Wealth Management Pty Ltd or GPS Wealth Ltd or any officer, agent or employee of Acute Wealth Management Pty Ltd or GPS Wealth Ltd.